{"id":2512,"date":"2020-11-04T06:10:39","date_gmt":"2020-11-04T06:10:39","guid":{"rendered":"https:\/\/animalsa2z.com\/?p=2512"},"modified":"2020-11-04T06:10:39","modified_gmt":"2020-11-04T06:10:39","slug":"is-pet-insurance-worth-it-for-an-indoor-cat","status":"publish","type":"post","link":"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/","title":{"rendered":"Is pet insurance worth it for an indoor cat?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#What_is_pet_insurance\" title=\"What is pet insurance?&nbsp;&nbsp;\">What is pet insurance?&nbsp;&nbsp;<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Is_cat_insurance_worth_it\" title=\"Is cat insurance worth it?\">Is cat insurance worth it?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Why_do_you_need_cat_health_insurance\" title=\"Why do you need cat health insurance?\">Why do you need cat health insurance?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Details_on_pet_insurance\" title=\"Details on pet insurance\">Details on pet insurance<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#What_conditions_are_excluded_from_pet_insurance\" title=\"What conditions are excluded from pet insurance?\">What conditions are excluded from pet insurance?<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Pre-existing_conditions_often_arent_covered\" title=\"Pre-existing conditions often aren\u2019t covered\">Pre-existing conditions often aren\u2019t covered<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Other_things_that_are_generally_not_covered_by_insurance\" title=\"Other things that are generally not covered by insurance:&nbsp;\">Other things that are generally not covered by insurance:&nbsp;<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Benefits_youll_get_from_your_cats_insurance\" title=\"Benefits you\u2019ll get from your cat&#8217;s insurance\">Benefits you\u2019ll get from your cat&#8217;s insurance<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#How_much_does_it_cost_to_insure_a_cat\" title=\"How much does it cost to insure a cat?\">How much does it cost to insure a cat?<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Breed\" title=\"Breed\">Breed<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Age\" title=\"Age:\">Age:<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Location\" title=\"Location\">Location<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#The_type_of_insurance_coverage\" title=\"The type of insurance coverage\">The type of insurance coverage<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Find_the_best_insurance_company\" title=\"Find the best insurance company\">Find the best insurance company<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#When_the_worst_happens\" title=\"When the worst happens\">When the worst happens<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/animalsa2z.com\/is-pet-insurance-worth-it-for-an-indoor-cat\/#Be_prepared_for_anything\" title=\"Be prepared for anything\">Be prepared for anything<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_pet_insurance\"><\/span>What is pet insurance?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Do you want to cut down on your vet bill? Well, pet insurance is the way to go. It helps cover various health issues that your pet is likely to have, like getting sick or injured, which can cost you thousands of dollars if your pet is not covered.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Is_cat_insurance_worth_it\"><\/span>Is cat insurance worth it?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Do I really need to pay a monthly bill, which I don\u2019t see any value for? Numerous questions might be going through your mind. And it\u2019s very normal. When your cat is healthy, you are likely to let the insurance idea slide.&nbsp;<\/p>\n\n\n\n<p><strong>It is often worth getting cat insurance. If your cat is young, rarely gets sick and has no medical conditions, it may not seem worth it. Just like insurance for humans, not having pet insurance could end up hurting you one day and costing you a lot of money.<\/strong><\/p>\n\n\n\n<p>You may think you\u2019re saving money by not getting pet insurance, but you are likely to end up spending more when something goes wrong with your cat\u2019s health.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Why_do_you_need_cat_health_insurance\"><\/span>Why do you need cat health insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>It\u2019s best to get insurance when your cat is healthy since the policies for healthy cats are much cheaper than if you cat is already sick.<\/p>\n\n\n\n<p>Getting health insurance for your cat will make you a happy pet owner since you will have peace of mind and feel relaxed when it comes to your cat\u2019s health, to better enjoy your long-term cat ownership journey.<\/p>\n\n\n\n<p>Getting pet insurance can prevent you from putting your pet down unnecessarily due to medical issues by up to 90 percent. If your uninsured pet ends up needing surgery or another costly medical procedure, most pet owners can\u2019t foot the bill, so the only solution it to put the pet down.<\/p>\n\n\n\n<p>If your cat has insurance to help pay for any necessary procedures, it can go on to live a longer life and you can enjoy many more happy years together.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Details_on_pet_insurance\"><\/span>Details on pet insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before you make a decision about which type of pet insurance to purchase for your cat, it\u2019s important for you to understand in detail what insurance policies cover and what they don&#8217;t.<\/p>\n\n\n\n<p>Research is necessary to prevent disappointment at the moment of need.<\/p>\n\n\n\n<p>Let\u2019s take a more in depth look into what&#8217;s covered by standard health insurers and who the best insurers are. This will help you make an informed decision when choosing what your cat&#8217;s best health insurance option is.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_conditions_are_excluded_from_pet_insurance\"><\/span>What conditions are excluded from pet insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Pre-existing_conditions_often_arent_covered\"><\/span>Pre-existing conditions often aren\u2019t covered<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One very important thing to note is that conditions your pet has before the insurance coverage starts is never fully covered. Even the top insurers will only offer to pay part of the bill. And even then, they\u2019ll only help pay for curable conditions, not the incurable ones.&nbsp;<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Other_things_that_are_generally_not_covered_by_insurance\"><\/span>Other things that are generally not covered by insurance:&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Groomer bills<\/li><li>Behavior training sessions<\/li><li>Dental conditions<\/li><li>Routine (regular) check-ups.<\/li><li>Genetic disorders<\/li><li>Hip dysplasia&nbsp;<\/li><li>Parasites<\/li><li>Preventive procedures<\/li><\/ul>\n\n\n\n<p>Although it may seem like your cat\u2019s insurance policy doesn\u2019t cover many things, there are a lot of beneficial things that are covered.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Benefits_youll_get_from_your_cats_insurance\"><\/span>Benefits you\u2019ll get from your cat&#8217;s insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Paying a manageable health bill each month to prevent coughing out a fortune when your cat falls sick or gets injured.<\/li><li>It offers a high chance of not losing your cat due to a medical bill since the treatment can be fully or partially paid for by the insurer.<\/li><li>Your pet is likely to get the best treatment, which is often impossible when paying out of pocket.&nbsp;<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_much_does_it_cost_to_insure_a_cat\"><\/span>How much does it cost to insure a cat?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The best answer to the question is, it depends on various factors. Let\u2019s go through the top 4 factors<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Breed\"><\/span>Breed<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If your cat is purebred, it may be prone to specific health conditions. Certain breeds of cats end up with a higher rate of certain genetic diseases and problems due to high levels of inbreeding. This can make health insurance prices increase.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Age\"><\/span>Age:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Did you know that the immune system of young cats is stronger compared to older cats? When your cat is young, health insurance is cheaper since your cat is less likely to contract infections and various illnesses.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Location\"><\/span>Location<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Your cat\u2019s health insurance cover price varies per location. It\u2019s impacted according to the living standard of the area. For example, if you live in an area with a high cost of living, then the veterinary prices and insurance costs go up as well.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"The_type_of_insurance_coverage\"><\/span>The type of insurance coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This majorly depends on your pocket. If you can afford it, it\u2019s best to go for the best health insurer.It helps in covering the cost of most, if not all, of your pet\u2019s health needs. For the cheaper insurers, they have more limitations and restrictions on what they cover in most cases.&nbsp;<\/p>\n\n\n\n<p>Eventually they may make you pay more when your cat develops a health issue. However, you can also find good insurers offering a wide range of coverage for your cat if you take your time and conduct proper research on your locally available pet insurers.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Find_the_best_insurance_company\"><\/span>Find the best insurance company<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To make cat insurance worth more, it is a really good idea to use a little time to find the best insurance company for the money. When you give less money for pet insurance, it will naturally also a lot fast be worth it. <\/p>\n\n\n\n<p>Nomatter if you need it, it&#8217;s really great to have insured your cat. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"When_the_worst_happens\"><\/span>When the worst happens<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Have you ever heard of the myth \u201ca cat has nine lives?\u201d Well, unfortunately it\u2019s not true and your cat won\u2019t heal naturally on its own. Ignoring your cat\u2019s medical issues means your cat will suffer unnecessarily, or even die.<\/p>\n\n\n\n<p>Did you know that some pet insurers will even cover for a lost cat? If the unthinkable happens and your cat dies, you could be entitled to a payout.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Be_prepared_for_anything\"><\/span>Be prepared for anything<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If keeping your cat healthy and getting compensation if you happen to lose your cat is important to you, it\u2019s a good idea to buy insurance for your cat. Getting pet insurance will give you peace of mind, help you avoid unexpected expenses and, most importantly, keep your furry friend healthy and happy.<\/p>\n\n\n\n<p>We wish you all the best in your cat ownership journey.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img src=\"https:\/\/animalsa2z.com\/wp-content\/uploads\/2020\/09\/Is-pet-insurance-worth-it-for-an-indoor-cat_-pinterest-template-01-683x1024.jpg\" alt=\"Is pet insurance worth it for an indoor cat?\" class=\"wp-image-2514\"\/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Table of Contents What is pet insurance?&nbsp;&nbsp;Is cat insurance worth it?Why do you need cat health insurance?Details on pet insuranceWhat conditions are excluded from pet insurance?Pre-existing conditions often aren\u2019t coveredOther<\/p>\n","protected":false},"author":4,"featured_media":2513,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is pet insurance worth it for an indoor cat? 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