{"id":3336,"date":"2020-12-14T08:31:57","date_gmt":"2020-12-14T08:31:57","guid":{"rendered":"https:\/\/animalsa2z.com\/?p=3336"},"modified":"2020-12-14T08:31:57","modified_gmt":"2020-12-14T08:31:57","slug":"what-is-the-best-pet-insurance-for-cats","status":"publish","type":"post","link":"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/","title":{"rendered":"What is the best pet insurance for cats?"},"content":{"rendered":"\n<p>Choosing the best pet insurance for your cat depends on several personal factors, including their health, what coverage you want, and your financial situation. There&#8217;s no single &#8216;best&#8217; pet insurance plan for all. So, decide what aspects matter the most to you and your feline companion.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>Read on to learn about the best cat insurance fit for you and your pet.<\/p>\n\n\n\n<p>Do you have an older cat: <a href=\"https:\/\/animalsa2z.com\/best-cat-insurance-for-older-cats\/\">What is the best insurance for old cats?<\/a><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#What_is_Pet_Insurance\" title=\"What is Pet Insurance?\">What is Pet Insurance?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#Best_pet_insurance_for_cats\" title=\"Best pet insurance for cats&nbsp;\">Best pet insurance for cats&nbsp;<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#Best_all-around_pet_insurance\" title=\"Best all-around pet insurance&nbsp;\">Best all-around pet insurance&nbsp;<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#Most_affordable\" title=\"Most affordable\">Most affordable<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#Best_for_older_cats\" title=\"Best for older cats\">Best for older cats<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#Best_for_training_and_grooming_felines\" title=\"Best for training and grooming felines&nbsp;\">Best for training and grooming felines&nbsp;<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#What_does_pet_insurance_cover\" title=\"What does pet insurance cover?\">What does pet insurance cover?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#Common_questions_about_pet_insurance\" title=\"Common questions about pet insurance\">Common questions about pet insurance<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#Is_pet_insurance_worth_it\" title=\"Is pet insurance worth it?\">Is pet insurance worth it?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#What_is_the_average_cost_of_pet_insurance\" title=\"What is the average cost of pet insurance?\">What is the average cost of pet insurance?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#What_does_pet_insurance_not_cover\" title=\"What does pet insurance not cover?\">What does pet insurance not cover?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#At_what_age_should_you_get_pet_insurance\" title=\"At what age should you get pet insurance?\">At what age should you get pet insurance?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#What_are_the_advantages_of_pet_insurance\" title=\"What are the advantages of pet insurance?\">What are the advantages of pet insurance?<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#Wrapping_up\" title=\"Wrapping up\">Wrapping up<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Pet_Insurance\"><\/span><strong>What is Pet Insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pet insurance is a policy similar to a person&#8217;s health insurance plan, covering vet bills&#8217; costs. All pet insurance policies are different, but most of them cover regular check-ups, vaccinations, and heartworm testing. Several insurance firms also offer add-ons for routine vet care.&nbsp;<\/p>\n\n\n\n<p>Most pet insurance plans include a &#8216;waiting period&#8217; before you&#8217;re eligible to file a claim, meaning you&#8217;ll need to wait for a couple of days or weeks before you can use the policy benefits. Moreover, most pet insurance won&#8217;t cover a cat&#8217;s pre-existing conditions.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Best_pet_insurance_for_cats\"><\/span><strong>Best pet insurance for cats&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here are some of the best insurance plans for cats with different needs, ages, and breeds.&nbsp;<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Best_all-around_pet_insurance\"><\/span><strong>Best all-around pet insurance&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you&#8217;re looking for a comprehensive and high-quality insurance plan for your cat, Shop Pet Insurance is your best option. Their plans begin as low as $1 a day and have no age cap on coverage, meaning cats of all ages get to enjoy their policies&#8217; benefits.<\/p>\n\n\n\n<p>You can even customize your plan and add extra coverage that your cat may need. These include treatment for behavioral problems, dental issues, common cat illnesses, accidents, hereditary or conventional conditions. It also covers preventive care.&nbsp;<\/p>\n\n\n\n<p>The best part about their plans is that 90% of it is reimbursable, allowing you to get the most out of your money. However, keep in mind that their rates vary based on your plan, your cat&#8217;s breed, age, and geographical location.&nbsp;<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Most_affordable\"><\/span><strong>Most affordable<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you&#8217;re having a hard time searching for a pet insurance policy that&#8217;s kinder to your wallet but still protects your cat, Pet&#8217;s Best is your best bet. The insurance company offers an accident-only insurance plan that starts for as little as $6 per month.<\/p>\n\n\n\n<p>They also provide several coverage levels to keep your costs down, allowing you to make an insurance policy that fits your budget and your cat&#8217;s needs.&nbsp;&nbsp;<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Best_for_older_cats\"><\/span><strong>Best for older cats<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Aging cats have some of the most extensive needs, and it can get costly fast. Plus, most cat insurance companies have an age limit to their plans, which is typically around 14 years old, meaning when a cat passes that milestone, they&#8217;re no longer eligible for insurance. Fortunately, there&#8217;s a particular insurance policy for senior cats at Pet First.&nbsp;<\/p>\n\n\n\n<p>The insurer doesn&#8217;t have any age limit for a pet owner to enroll a cat in its insurance plan. Like most insurance firms, they don&#8217;t cover any pre-existing conditions. However, they do cover several problems related to aging.&nbsp;<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Best_for_training_and_grooming_felines\"><\/span><strong>Best for training and grooming felines&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you&#8217;re looking to have your cat trained or groomed regularly, a pet insurance plan from Embrace is your best choice. It provides coverage on accidents, diseases, exam fees, routine vet care, training, and grooming.<\/p>\n\n\n\n<p>This bundle is also eligible for deductibles, annual maximum, and reimbursement percentage, meaning you can adjust it accordingly to reach a monthly rate that fits your budget the best. When a year passes, and you don&#8217;t file a claim, your deductible can drop by $50, saving you even more money.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_does_pet_insurance_cover\"><\/span><strong>What does pet insurance cover?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pet insurance for cats includes several coverage options, depending on different treatments, diseases, and procedures. Here are the most common pet insurance plans available for cats:&nbsp;<\/p>\n\n\n\n<ul><li><strong>Accident-only policy <\/strong>&#8211; This insurance policy covers ailments caused by accidents. These include a cat consuming a toxic substance or getting hit by a vehicle.\u00a0<\/li><li><strong>Accident and illness policy <\/strong>&#8211; This plan offers the same coverage as an accident-only policy with additional coverage for common cat illnesses.\u00a0<\/li><li><strong>Endorsements <\/strong>&#8211; These are add-on coverage options for your existing pet insurance plan. They vary per insurance company, but common additions include cancer and routine pet care coverage.<\/li><li><strong>Policies with embedded wellness <\/strong>&#8211; This insurance policy offers coverage for accidents, diseases, routine vet care, and costs after a cat passes away.\u00a0<\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/animalsa2z.com\/will-pet-insurance-cover-teeth-cleaning\/\">Will a dog or cat insurance cover teeth cleaning?<\/a><\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Common_questions_about_pet_insurance\"><\/span><strong>Common questions about pet insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Is_pet_insurance_worth_it\"><\/span><strong>Is pet insurance worth it?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pet insurance is now part of your pet essentials. This could save you a lot of money if your pet gets ill or injured. So, even if you think you don&#8217;t have enough budget for covering veterinary costs, you should consider getting pet insurance for your pet. Out-of-pocket expenses for your pet will add up significantly without pet insurance.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_average_cost_of_pet_insurance\"><\/span><strong>What is the average cost of pet insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The price of insurance for your pets will vary depending on what programs the insurance covers. Insurance that covers accidents and illness costs an average of $35 to $55 monthly. Accident only-insurance costs $20 on average. While comprehensive insurance costs more than $60 on average.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"What_does_pet_insurance_not_cover\"><\/span><strong>What does pet insurance not cover?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The most common cases that are not covered by pet insurance are routine vet care and procedures to keep your pet healthy and prevent illnesses. Usually, this includes neutering and spaying, vaccinations, heartworm medication, microchipping, annual check-ups, teeth and ear cleaning, and your pet&#8217;s pre-existing illnesses.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"At_what_age_should_you_get_pet_insurance\"><\/span><strong>At what age should you get pet insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The perfect time to buy pet insurance is when your pet is still young, preferably from three months old. Most insurance policies are structured to increase their costs as your pet ages, which means that premiums are usually lower when buying insurance for a younger pet than they are for older pets.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_advantages_of_pet_insurance\"><\/span><strong>What are the advantages of pet insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pet insurance enables pet owners to save a lot of money when their pets get sick or injured. This also helps the owners focus more on their pet&#8217;s health care instead of thinking about the veterinary fee&#8217;s overall cost. Pet insurance gives peace of mind to the owners by ensuring that their pet&#8217;s health is always secured.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Wrapping_up\"><\/span><strong>Wrapping up<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Getting the best cat insurance policy can save you thousands and your cat&#8217;s life over time, helping you both live your lives worry-free. However, when choosing a plan, remember to go for what&#8217;s best for both your cat&#8217;s needs and your financial situation.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/animalsa2z.com\/wp-content\/uploads\/2020\/12\/what-is-the-best-pet-insurance-for-cats-pinterest-1-683x1024.jpg\" alt=\"what is the best pet insurance for cats\" class=\"wp-image-3338\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Choosing the best pet insurance for your cat depends on several personal factors, including their health, what coverage you want, and your financial situation. There&#8217;s no single &#8216;best&#8217; pet insurance<\/p>\n","protected":false},"author":4,"featured_media":3337,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is the best pet insurance for cats? [ Detailed Answer ]<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is the best pet insurance for cats? [ Detailed Answer ]\" \/>\n<meta property=\"og:description\" content=\"Choosing the best pet insurance for your cat depends on several personal factors, including their health, what coverage you want, and your financial situation. There&#8217;s no single &#8216;best&#8217; pet insurance\" \/>\n<meta property=\"og:url\" content=\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/\" \/>\n<meta property=\"og:site_name\" content=\"AnimalsA2Z.com\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-14T08:31:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/animalsa2z.com\/wp-content\/uploads\/2020\/12\/what-is-the-best-pet-insurance-for-cats-featured.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1667\" \/>\n\t<meta property=\"og:image:height\" content=\"670\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"5 minutes\">\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/animalsa2z.com\/#website\",\"url\":\"https:\/\/animalsa2z.com\/\",\"name\":\"AnimalsA2Z.com\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/animalsa2z.com\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/animalsa2z.com\/wp-content\/uploads\/2020\/12\/what-is-the-best-pet-insurance-for-cats-featured.jpg\",\"contentUrl\":\"https:\/\/animalsa2z.com\/wp-content\/uploads\/2020\/12\/what-is-the-best-pet-insurance-for-cats-featured.jpg\",\"width\":1667,\"height\":670,\"caption\":\"what is the best pet insurance for cats\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#webpage\",\"url\":\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/\",\"name\":\"What is the best pet insurance for cats? [ Detailed Answer ]\",\"isPartOf\":{\"@id\":\"https:\/\/animalsa2z.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#primaryimage\"},\"datePublished\":\"2020-12-14T08:31:57+00:00\",\"dateModified\":\"2020-12-14T08:31:57+00:00\",\"author\":{\"@id\":\"https:\/\/animalsa2z.com\/#\/schema\/person\/40209377c762bd7e66a7a961433e79cf\"},\"breadcrumb\":{\"@id\":\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/animalsa2z.com\/\",\"url\":\"https:\/\/animalsa2z.com\/\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"position\":2,\"item\":{\"@id\":\"https:\/\/animalsa2z.com\/what-is-the-best-pet-insurance-for-cats\/#webpage\"}}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/animalsa2z.com\/#\/schema\/person\/40209377c762bd7e66a7a961433e79cf\",\"name\":\"Rolf\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/animalsa2z.com\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f426b88898e45cab2746f58ec14d18e4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f426b88898e45cab2746f58ec14d18e4?s=96&d=mm&r=g\",\"caption\":\"Rolf\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/posts\/3336"}],"collection":[{"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/comments?post=3336"}],"version-history":[{"count":0,"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/posts\/3336\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/media\/3337"}],"wp:attachment":[{"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/media?parent=3336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/categories?post=3336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/animalsa2z.com\/wp-json\/wp\/v2\/tags?post=3336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}